frequently asked questions

Frequently Asked Questions

Find clear, helpful answers to common questions, giving you quick access to the information you need to move your business forward.

About BusinessCapital.com

What Is BusinessCapital.com?

We're in the business of making funding easy. Our team helps owners from all industries find the right financing options to fuel their company's growth. We've stripped away the complexity typically associated with business funding, offering a straightforward path to the capital you need to succeed.

How Does BusinessCapital.com Work?

We offer a one-stop solution for your funding needs through a simple application process. Our streamlined approach can get your business approved in just hours. Throughout the process, a dedicated Funding Specialist will guide and support you, ensuring you find the right financing option for your business goals.

What Makes BusinessCapital.com Different?

We've redefined business funding with you in mind. Our approach is simple, fast, and focused on your unique needs. We offer various financing options, an easy-to-navigate application process, and quick approvals. And if you need advice, our expert team is here to help every step of the way.

How Secure Is My Information?

At BusinessCapital.com, your data security matters to us. We protect your information using industry-standard SSL encryption, ensuring your sensitive data stays secure every time you submit an application through our website. That way, you can confidently apply for funding, knowing your details are always protected.

Our platform also integrates seamlessly with Salesforce.com, a trusted leader in secure, cloud-based solutions. Salesforce uses advanced security measures to keep your information safe, further enhancing the reliability and safety of our funding process.

Starting The Process

How Do I Start The Process With BusinessCapital.com?

Getting started with BusinessCapital.com couldn't be easier. All you need to do is visit our online application page and answer a few simple questions. We've made the process quick and stress-free, so you can spend less time filling out forms and more time growing your business. Plus, our Funding Specialists are ready to help at every step.

How Can I Apply?

Applying with BusinessCapital.com is quick, easy, and won't impact your credit score. Just answer a few straightforward questions about you and your business—it takes only a few minutes. Ready to move forward? Click here to begin your application and see how simple securing funding can be.

How Long Does It Take To Be Approved?

We understand your time is valuable, so we make approval decisions quickly—often within just a few hours after you apply. That means less waiting and more time to focus on running your business.

How Quickly Can I Get My Funds?

Once you're approved, we don't waste any time. In most cases, you'll see the funds in your business bank account within 24 hours, so you can put that money to work right away.

Will Exploring My Funding Options Impact My Credit Score?

Checking your funding options won't impact your credit score. When you apply online, we only perform a soft credit pull, which doesn't show up on your credit report. So feel free to explore your options without worry.

Basic Requirements

Is My Business Eligible?

We've set some clear, simple guidelines to make sure we're the right match for your business. 

Here's what we typically look for:

  • Your business has been operating for at least 6 months
  • You're generating at least $15,000 in monthly revenue (or $180,000 annually)

Still have questions? No worries. Give us a call at 877-400-0297 and our Funding Specialists will gladly walk you through it. If you're ready to jump right in, you can also apply online now.

Which Documents Are Required To Complete Your Funding Application?

Applying is simple—just provide a few basic documents so we can quickly get you approved. 

You'll need:

  • Your last three months of business bank statements
  • Valid ID for verification
  • Basic details about your business

That's it! We keep the paperwork straightforward so you can get funded without the stress.

Funding Programs

How Long Is The Financing Period?

Our repayment terms are designed to fit your business needs. Depending on the financing you choose, repayment periods typically range from a few months up to 5 years. This flexibility lets you manage your payments comfortably without putting unnecessary strain on your cash flow.

Can I Pay Off My Financing Early?

Yes, most of our funding options allow early payoff without any additional fees or prepayment penalties.

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*Applying is free and won’t impact your credit.