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February 4th, 2025•4 min(s) read• by Abe Silverman
Getting same-day business funding shouldn’t be a guessing game. At BusinessCapital.com, we believe in straightforward answers and fast funding. With over $5 billion delivered to businesses nationwide, we cut through the red tape so you can get the capital you need—without the hassle.
Let’s clear up a common misconception: "same-day" funding typically refers to approval time, not when funds hit your account. While some businesses receive funds within 24 hours, the actual transfer usually takes 24-48 hours post-approval. Our goal is to make the process as fast and transparent as possible, so you always know when your capital is coming.
Lenders evaluate both your personal and business credit to determine eligibility. The stronger your credit, the better the terms. According to a Federal Reserve study, 82% of small businesses that were approved for financing had credit scores above 680.
A steady revenue stream increases your chances of approval.
Lenders review:
The longer you’ve been in business, the stronger your approval odds. While banks prefer at least two years of operation, many alternative lenders work with businesses that have been around for six months or more.
Some funding options require collateral or a personal guarantee, but not all.
Secured loans generally offer:
Collateral can include business equipment, real estate, or inventory, while a personal guarantee means you’re backing the loan personally.
Looking for quick business funding without the usual hassles? We've got you covered. Whether you need to turn unpaid invoices into immediate cash through invoice factoring, want the flexibility of a business line of credit, or are looking for short-term loans for quick growth opportunities - we have options that fit your needs.
For bigger projects, our long-term loans and equipment financing solutions give you the breathing room to make strategic investments without straining your cash flow. Let's explore which option works best for your business goals.
Turn outstanding invoices into immediate cash flow.
A credit line gives you funds on demand, so you only pay for what you use.
Getting funded is easy, and applying won’t impact your credit score. Here’s how it works:
Preparing for fast, hassle-free business funding starts now. Focus on strong credit, stable revenue, and the right funding option for your goals.
Call us at 877-400-0297 or apply online now to get started. Your business deserves the right capital—right when you need it.
As a Finance Specialist at BusinessCapital.com, Abe plays a key role in our mission to simplify business funding. With access to over $5 billion in delivered capital and backed by our A+ BBB rating, Abe helps business owners secure quick funding through our 2-minute application process. His straightforward approach ensures clients get the financial solutions they need to keep their businesses moving forward.
Start our simple online application now.
Have questions?
Call us 877-400-0297
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Working Hours Monday - Friday
9:00 AM - 8:00 PM EST
Call Us 877-400-0297
Fax(917) 267-5066
E-mail [email protected]
Florida Office (HQ): 5201 Ravenswood Rd., Suite 103
Fort Lauderdale, FL 33312
BusinessCapital.com® is a Registered Trademark of Business Capital, LLC. All rights reserved.
*Same-Day Funding availability varies by state. Eligible applications must be submitted Monday-Friday before 10:30 AM EST. Applying for business funding won't impact your personal credit score. However, accepting an offer may result in a hard credit inquiry, depending on the product selected.
*Fund receipt time varies by product, with some as quick as 24 hours, though longer periods may apply.
*Depending on your state and application details, a minimum initial draw of $1,000 may be required.
*All loans are subject to lender approval.
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